At EVIMA Financial Group, we offer tailored loan programs designed to meet your unique financial needs, whether you’re buying a new home, refinancing, or investing.
Dedicated to putting your needs and interests first.
Providing clarity and openness at every step.
Tailoring solutions to fit your unique requirements.
Offering trusted advice to help you achieve your goals.
At Evima Financial Group, we pride ourselves on delivering personalized mortgage solutions that empower homebuyers and investors alike. Led by Kevin Ho, an experienced and dedicated mortgage broker licensed in Minnesota, our team is committed to guiding clients through every step of the mortgage process.
With expertise in a wide range of loan products, including Conventional, FHA, VA, USDA, and Non-QM loans, we provide tailored solutions to meet the unique financial needs of each client. Our focus on transparency, trust, and exceptional service has helped us close over 2,000 loans, totaling over $550 million in volume.
We offer a range of loan programs designed to fit your unique financial situation. Whether you’re purchasing a new home, refinancing, or consolidating debt, we provide flexible terms and competitive rates to help you achieve your goals.
Perfect for first-time homebuyers, offering lower down payment requirements and easier credit qualifications.
For qualified borrowers, I provide flexible terms and competitive rates, ensuring the best options for home buying or refinancing.
Exclusive benefits for veterans and active-duty service members, with competitive rates and minimal down payments.
Client
Kevin is knowledgeable and will work with you regardless of how tough your file can be. He will never give up and will always have your best interest. Kevin will explain the entire process to you and make sure you are aware of every step of the loan process. If Kevin is doing your loan, you are in good hands!
Client
We purchased out first home with Kevin and he was absolutely awesome to work with. Don’t normally leave reviews but Kevin deserves recognition for the work he did for us. Will recommend Kevin to anyone I know!
Client
Get detailed answers to the most common questions about loans, refinancing, and the application process. Whether you’re curious about qualifying criteria, required documents, or loan terms, we’re here to provide the information you need. Our goal is to ensure you fully understand your options and feel confident moving forward.
We offer a wide range of mortgage solutions, including FHA, VA, conventional loans, refinancing, and commercial loans to meet your specific needs.
You can begin by contacting our Senior Loan Officer, Kevin Ho, for a free consultation. We’ll guide you through every step to ensure a smooth application process.
Typically, you’ll need proof of income, credit reports, tax returns, and asset statements. Our team will provide a complete list tailored to your situation.
Yes! We offer refinancing options to help you lower your interest rate, reduce your monthly payment, or access your home’s equity.
The approval process generally takes 30-45 days, but timelines can vary based on the complexity of the loan. Our team ensures timely communication to keep you informed.
The information provided on this website is for informational purposes only and does not constitute financial or legal advice. Interest rates, terms, and availability of loan programs are subject to change without notice. Please contact us directly for the most current information regarding your mortgage options.